Lead Risk Analytics Consultant - Home Lending

About this role:

In this role, you will:

• Lead portfolio monitoring and risk analytics activities for Home Lending portfolio.
• Develop and maintain recurring risk reporting, executive dashboards, and governance materials for senior leadership and risk committees.
• Perform deep-dive analyses to identify portfolio trends, emerging risks, and key performance drivers.
• Support credit policy assessments, strategy evaluations, and business initiatives through data-driven analysis and recommendations.
• Provide analytical oversight for new product, policy, and process changes, including impact assessments and performance monitoring.
• Partner with business, finance, credit policy, and risk teams to support strategic decision-making and risk management objectives.
• Design and automate reporting processes to improve efficiency, consistency, and analytical capabilities.
• Translate complex analytical findings into concise, executive-level communications and presentations.
• Respond to ad hoc requests from senior leaders and business partners related to portfolio performance, risk trends, and strategic initiatives.
• Serve as a subject matter expert on mortgage portfolio analytics, risk drivers, and portfolio monitoring methodologies.

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 3+ years of experience in home lending analytics.

Desired Qualifications:

• Master's degree in Statistics, Economics, Finance, or a related field
• Strong analytical and problem-solving skills with experience using large data sets to drive business insights.
• Advanced knowledge and expertise in SQL, SAS, and Python
• Advanced knowledge and expertise in BI tools like Tableau and PowerBI
• Experience developing executive-level reporting, dashboards, and presentations.
• Strong understanding of consumer lending, mortgage products, portfolio performance metrics, and risk management principles.
• Proven ability to influence stakeholders and communicate complex analytical concepts to both technical and non-technical audiences.

Posting Locations:

550 S Tryon St., Charlotte, NC

401 Las Colinas Blvd, Irving, TX

Job Expectations:

• Required location(s) listed above. Relocation assistance is not available for this position.
• This position is not eligible for VISA sponsorship.

Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.