Principal Product Management Technical (PMT)

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Product Management Technical (PMT)

Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
Payments Network Technology is seeking a Product Management Technical professional to shape payment-network platform capabilities. The role will own feature definition, backlog priorities, acceptance criteria, product documentation, and cross-team alignment.
Roles and Responsibilities
• Own the vision, working-backwards narrative, and measurable outcomes for assigned capabilities.
• Translate customer, operational, and business needs into prioritized features, user stories, and acceptance criteria.
• Make and communicate trade-off recommendations across scope, depth, timelines, risk, and technical investment.
• Coordinate requirements and dependencies with engineering, architecture, testing, operations, and customer-facing teams.
• Review demonstrations and validation evidence against acceptance criteria before release.
• Maintain clear product documentation and use production or validation metrics as feedback into the backlog.
• Identify feature-level delivery or customer risks and drive prioritization and resolution.
• Provide technical or product leadership, mentor team members, and drive decisions across multiple workstreams.
Essential Skills
• Experience in technical product management, product ownership, business analysis, or payment-product validation.
• Knowledge of payment transaction flows and message standards such as ISO 8583 and ISO 20022.
• Ability to work with engineers and architects on APIs, data models, non-functional requirements, and operational behavior.
• Data-driven decision-making and strong product documentation skills.
• Bachelor's degree in computer science, information technology, engineering, or a related discipline, or equivalent practical experience.
All About You
• Experience working in Agile delivery environments and across the software development lifecycle.
• Clear communication, collaboration, problem-solving, and stakeholder-management skills.
• Ability to work with globally distributed product, engineering, architecture, operations, and business teams.
• Experience in three or more of the following payment domains: payment authorization, clearing, post-hoc processing, tokenization, authentication, 3-D Secure (3DS), and cryptography.
• Awareness of Mastercard or comparable payment-network specifications and standards.
• Uses data, customer insights, and measurable outcomes to make product decisions, prioritize investments, and assess results.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.