Personal Financial Consultant

Job Summary**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities**

* Build and maintain strong relationships with clients, understanding their financial needs, aspirations, and risk profiles.
* Conduct thorough financial needs analysis for clients, including income, expenses, assets, liabilities, and existing financial plans.
* Develop and present customized financial plans and solutions, encompassing savings, investments, insurance, loans, and wealth management products.
* Advise clients on various RHB Bank Berhad products and services, ensuring suitability and alignment with their financial objectives.
* Monitor and review clients' financial portfolios regularly, providing updates and making adjustments as needed based on market conditions and client life changes.
* Generate new client leads and expand the client base through referrals, networking, and proactive engagement.
* Achieve individual sales targets for various financial products and services.
* Ensure full compliance with all internal policies, regulatory requirements, and ethical standards.
* Stay updated on market trends, financial products, and economic developments to provide informed advice.
* Collaborate with other departments within RHB Bank Berhad to provide holistic client solutions.

Job Qualifications**

* Bachelor's degree in Finance, Business Administration, Economics, or a related field.
* Proven experience in financial advisory, sales, or banking, preferably with a focus on personal finance.
* Strong understanding of financial products, investment principles, insurance, and wealth management.
* Excellent interpersonal, communication, and presentation skills.
* Ability to build rapport and trust with clients effectively.
* Demonstrated ability to analyze financial data and develop comprehensive financial plans.
* Results-oriented with a strong sales acumen and track record of meeting targets.
* High level of integrity and commitment to ethical conduct.
* Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
* Relevant professional certifications (e.g., FIMM, PCE, CMFAS) will be an added advantage.