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If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.

Get to know us:

• We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities.

• We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.

• Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.

• We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.​

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Position Summary: 

The Underwriting Manager will lead a team of underwriters at Camden National Bank, ensuring sound credit decisioning, consistent application of bank policy and agency requirements, loan quality, and staff development. 

Essential Duties and Responsibilities: 

• Manage daily operations of the underwriting department, providing scenarios, credit decisions, and recommendations for complex cases.
• Oversee a team of underwriters who render lending decisions on Conventional, Portfolio, FHA, VA & RD loans.
• Provide oversight of the Consumer Lending Department, including lending operations, credit decisioning, policy adherence, workflow management, and staff development.
• Develop and maintain in-depth knowledge of Camden National Bank Loan Policy, Department procedures, mortgage products, loan documentation, compliance-related regulations, real estate industry terminology and practices, loan structure, etc. 
• Ensure compliance with all relevant banking laws, regulations, and internal policies, including fair lending practices.
• Maintain quality business relationships with investors, AMC/appraisers, settlement agents, and brokers.
• Effectively communicate policies, procedures, regulations, and/or investor overlays.
• Obtain CNB Retail Loan Authority and utilizes in-depth knowledge of loan structure.
• Participate in and develop training on industry- and bank-specific topics and procedures.

Basic Qualifications: 

• Minimum of 7-10 years of experience in mortgage underwriting, with at least 3-5 years in a leadership or management role within a banking or financial institution

Preferred Qualifications: 

• Encompass experience

Skills and Abilities: 

• Excellent analytical, decision-making, and problem-solving skills
• Demonstrated ability to lead, motivate, and develop a team of professionals
• Exceptional communication (written and verbal) and interpersonal skills
• Proficiency in loan origination systems and Microsoft Office Suite
• Ability to work effectively in a fast-paced, deadline-driven environment

Supervisory Skills: 

• Directly supervise staff in the Retail Production and Consumer Lending departments
• Carry out supervisory responsibilities in accordance with the organization's policies and applicable laws
• Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems

The statements contained herein reflect general details as necessary to describe the principle functions for this job, the level of knowledge and skill typically required, and the scope of responsibility, but should not be considered an all-inclusive listing of work requirements.  Individuals may perform other duties as assigned, including work in other functional areas to cover absences or to equalize peak work periods to balance workloads.

We encourage candidates to consult with their Talent Partner throughout the recruiting process to better understand how their experience aligns with the role, as well as details on compensation and our total rewards offerings. The prospective range of pay we will offer to a successful applicant to this position is $90,300.00-$134,500.00, which represents a good faith estimate of what we expect to offer at the time of posting based on the role’s responsibilities, level and location. Actual starting salary will be determined by the Bank in the Bank’s discretion, and shall depend on the applicant’s experience, skills, education, certifications, as well as other relevant business conditions. Final offers will reflect these considerations and may vary accordingly.

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Our comprehensive total rewards package offers something for everyone!

• Robust medical, dental, and vision insurance packages
• Generous time off, including paid federal holidays and paid day off for your birthday
• 401(k) retirement savings plan
• Tuition reimbursement, professional development, and career growth opportunities
• Employee assistance program
• Comprehensive wellness program

Pursue a career at Camden National Bank and apply today.  We can't wait to hear from you!

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We are guided and inspired by our Core Values:

• Honesty and Integrity above all else
• Trust built on fairness
• Service that creates remarkable experiences
• Responsibility to use our resources for the greater good
• Excellence through hard work and lifelong learning
• Diversity realized through inclusion and respect

Equal Opportunity Employer

Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.

Learn more about why employees love working at Camden National Bank!​