Mortgage Loan Officer [Full-Time]

Description

Are you someone who enjoys helping people, building relationships, and making the homebuying process a little easier? Soo Co-op Credit Union is looking for a Mortgage Loan Officer to help members confidently navigate purchasing or refinancing a home.

Whether you bring previous mortgage or lending experience or are ready to grow into the field, this is a great opportunity to build your knowledge, develop relationships, and make a meaningful difference for our members.

What You’ll Do:

• Build strong, professional relationships with members and guide them through the mortgage application and lending process.
• Help members understand their mortgage options and recommend products that best fit their needs.
• Manage mortgage applications through Encompass, complete required calculations and documentation, and ensure loans meet applicable underwriting and compliance requirements.
• Coordinate with real estate agents, title companies, appraisers, and other parties to help keep the mortgage process moving smoothly.
• Lock interest rates and prepare, review, and explain mortgage documentation to borrowers.
• Maintain communication with members throughout the process and provide a high level of service from application through closing.
• Cross-train within the Mortgage Department and support the team as needed.

What We’re Looking For:

• Strong communication and interpersonal skills, with the ability to build positive relationships with members, coworkers, and outside partners.
• Strong attention to detail and the ability to manage multiple applications, deadlines, and priorities.
• Good judgment and problem-solving skills, including the ability to research and apply policies, procedures, and regulatory requirements.
• The ability to work both independently and collaboratively as part of a team.
• A professional, member-focused approach and a willingness to learn and continue developing.
• Basic proficiency with Microsoft Office and the ability to learn new systems and applications.

Preferred Experience:

• Previous mortgage lending experience preferred.
• Familiarity with mortgage lending systems such as FICS and Encompass is preferred, but not required.

Salary Info

• $20.00–$25.00/hour, commensurate with experience; flexibility for highly qualified candidates

Why Apply?

• Help members of our community achieve their homeownership goals.
• Gain hands-on experience and develop valuable knowledge of mortgage lending.
• Work alongside an experienced team with opportunities for cross-training and professional growth.
• Build a career with a local credit union committed to serving its members and community.

Why Choose Soo Co-op Credit Union:

As a member of the SCCU team, you can anticipate receiving consistent and valuable guidance, access to opportunities for personal and professional growth, excellent benefits, supportive colleagues, and active leadership.

We also offer excellent benefits:

• Health Insurance
• Short- and Long-Term Disability
• 401k Matching and Profit Sharing
• Paid Holidays & Paid Time Off
• 24 Paid Volunteer Hours a Year to Spend Volunteering in Our Community
• Soo Co-op Credit Union Sponsored Wellness Program

If you're ready to be part of a dedicated team that values integrity, service, and community, we'd love to have you on board! Join Soo Co-op Credit Union and help us build a brighter financial future for our members!

Soo Co-op Credit Union is an equal-opportunity employer, and we encourage individuals of all backgrounds and experiences to apply.

** Credit and background checks will be required of potential candidates. Interviews will be scheduled by appointment only. **

Requirements

• High school diploma or equivalent.
• Prior experience in banking, mortgage lending, financial services, or a related field.
• Ability to occasionally lift up to 10 lbs.
• Ability to sit for prolonged periods.
• Regular, predictable, in-person attendance at a Soo Co-op Credit Union branch is an essential function of this position.