- Location
- Bangkok (City Area), Thailand
- Workplace
- Hybrid
- Type
- Full-time
- Seniority
- VP
- Experience
- 5+ years
- Education
- Master
- Source
- Workday
Description
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
Job Description:
Credit Policy & Governance
Support the governance and oversight of retail credit policies for both secured and unsecured portfolios.
Act as a supporting gatekeeper to ensure retail business operates in line with approved risk appetite, credit policies, and delegated authorities.
Assist in the annual review and update of retail credit policies at the country level, considering industry practices, market conditions, and local regulatory requirements.
Support the establishment and maintenance of governance processes for product review documents, credit program books, credit tests, and credit policy changes.
Monitoring, MIS & Risk Oversight
Develop, maintain, and enhance retail credit PFS trackers to monitor portfolio trends and identify early warning signals, covering financial performance, asset mix, and loan quality.
Prepare MIS reporting and monitoring related to retail credit policy changes, highlighting irregularities or potential non‑compliance risks to PFS Risk and Business.
Work closely with MIS & Control, PFS Risk, and Business Finance teams to source data and perform portfolio analysis, management reporting, and ad‑hoc analytics.
Support post‑approval end‑financing monitoring to identify high‑risk developers, locations, and transactions, and assist in escalation processes such as EF limit reviews or developer grading adjustments.
Job Requirements:
Bachelor’s or Master’s degree in Economics, Finance, Accounting, MBA, or related fields.
Minimum 5 years of experience in retail credit risk, credit policy, portfolio management, or related banking functions.
Solid understanding of retail banking products, credit risk, portfolio performance, and regulatory requirements.
Good knowledge of retail Credit Policy & Governance frameworks and risk management practices.
Strong analytical and problem‑solving skills, with the ability to interpret data and identify key risk issues.
Experience working with regulators, auditors, compliance, or internal control functions is an advantage.
Effective stakeholder management, communication, and interpersonal skills.
Ability to work independently while collaborating effectively within a team.
Good presentation and report‑writing skills, with the ability to clearly articulate findings and recommendations.
Fluency in English, both written and spoken
หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร
Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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