Property Claims Adjuster II (Tidewater/VA Beach, VA - WFH)

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Territory: This role covers the Tidewater - VA Beach, VA area.

Ideal Candidate Locations: The ideal candidate will live in Virgina Beach, VA or surrounding area. 

This is a work-from-home position with day travel to policy locations (on average 3-4 days a week) via company vehicle (personal use, gas and maintenance included). Claims inspections will include onsite and virtual inspection. Depending on claim volume, this role may also support additional territories in a desk adjuster capacity. Occasional overnight travel may be required in this role. 

Relocation assistance may be available for qualified candidates who reside more than 50 miles outside of the territory.  

Qualifications: 

• 3-5 years of insurance field/property claims handling or adjusting experience 
• Solid experience/proficiency with Xactimate 
• Solid experience writing own estimates and handling claims start to finish 
• Construction background/experience - Residential, Roofing, Remodeling, Water mitigation, etc 
• Strong customer service competency 
• Strong written & verbal communication skills 

PLEASE NOTE that CAT duty is a requirement of this role 

Benefits Include: Medical, Dental, Vision, 401k with company match, Company-paid Pension plan, Paid time off and more! 

#LI-JJ1 

#LI-Remote

Job Description Summary

JOB SUMMARY: Investigates and resolves personal lines property damage claims via phone and face-to-face claims handling of a moderate to severe nature. Promotes and provides "On Your Side" customer service. Responsible for the handling of claims in accordance within prescribed authority and adhering to best claims practices.

Job Description

RELATIONSHIP: Reports to Claims Manager
 

DIRECT REPORTS: None
 

JOB RESPONSIBILITIES:

1. Promptly and effectively handles to conclusion all assigned claims with little to no direction and oversight. Makes decisions within delegated authority as outlined in company policies and procedures. Adheres to high standards of professional conduct consistent with the delivery of superior service.

2. Determines proper policy coverages and applies best claims practices to conclude assigned cases in accordance with company guidelines. Adheres to high standards of professional conduct while providing delivery of superior claims service.

3. Opens, closes and adjusts reserves in accordance with company practices designed to ensure reserve adequacy.  Recommends Special Reserves where necessary.  In accordance with Corporate Reserving Guidelines.  Adheres to file conferencing notification and authority procedures.

4. Maintains current knowledge of insurance and applicable product/services; court decisions which may impact the claims function; current guidelines in the claims function; and policy changes and modifications. This may require attendance at various seminars and/or training sessions.

5. Maintains current knowledge of local industry repair procedures and local market pricing.

6. Submits severe incident reports, reinsurance reports and other information to claims management as needed.

7. Partners with SIU and Subrogation to identify fraud and subrogation opportunities.  Assists or prepares files for suit, trial, or subrogation. (Property/MD/Casualty).

8. Initiates and conducts follow-ups via proficient use of the  claims systems and  other related  business systems.

9. Delivers a positive On-Your-Side customer service experience to all internal, external, current and prospective Nationwide customers.

10. Adheres to high standards of professional conduct while providing delivery of superior claims service.

11. Other duties as assigned.

JOB REQUIREMENTS:
 

Education: Undergraduate degree or equivalent experience.
 

Licenses/Designations: State licensing where required. Successful completion of required/applicable claims certification training/classes.
 

Experience: Three to five years related property claims experience. Experience in a customer service environment including flexible work schedules and extended work hours preferred.

Knowledge: General knowledge of insurance theory and practices, and contracts and their application. Property estimating and automated claims systems. Proven knowledge of the investigation, negotiation and settlement activities used to resolve extensive property damage claims.
 

Skills/Competencies: Proven ability to meet customer needs and provide exemplary service by informing customers of the claims process and ensuring a positive customer experience. Analytical and problem solving skills necessary to make decisions and resolve conflict in such areas as application of coverages to submitted claims, application of laws of jurisdiction to investigation facts, application of policy exclusions and exceptions. Ability to establish repair requirements and cost estimates for property losses. Ability to evaluate and successfully negotiate property claims. Organizational skills to effectively prioritize work. Command of written and verbal communication skills for contact and/or negotiation with policyholders, claimants, repairpersons, attorneys, agents and the general public. Ability to efficiently operate a personal computer and related claims and business software. Provided leadership to to less experienced claims associates
 

Values:  Regularly and consistently demonstrates the Nationwide Values and Guiding Behaviors.
Staffing Exceptions to the above Minimum Job Requirements must be approved by:  Business Unit Executive and Human Resources.

JOB CONDITIONS:
 

Working Conditions: Normal office or field claims environment.  May require ability to sit and operate telephone and personal computer for extended periods of time. Representatives may be required to operate an automobile and have a valid driver's license with a safe driving record. Must be able to make physical inspections of property loss sites. Must be able to climb ladders, balance at various heights, stoop, bend and/or crawl to inspect vehicles and structures. Must be able to work out-of- doors in all types of weather. Must be willing to work irregular hours and to travel with possible overnight requirements. May be on-call. Must be available to work catastrophes (CAT).  Extended and/or non-standard hours as required.
 

Credit/Background Check: Due to the fiduciary accountabilities within this job, a valid credit check and/or background check will be required as part of the selection process.
 

ADA: The above statements cover what are generally believed to be principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

Job Evaluation Activity: Edited 5/2/11 JTG

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

#claims

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.

The national salary range for Field Claims Specialist II, Property : $62,500.00-$115,500.00

The expected starting salary range for Field Claims Specialist II, Property : $62,500.00 - $93,500.00