Java Engineer Payments and Settlement Services@ING Hubs Romania

Discover ING Hubs Romania

ING Hubs Romania is one of ING’s global capability hubs focused on tech, data and risk. Based in Bucharest, we design and deliver digital products to make banking easier for customers everywhere.

We offer 180 services in tech, data and analytics, non-financial risk and compliance to ING units worldwide with the help of over 2,300 𝐡𝐢𝐠𝐡-𝐩𝐞𝐫𝐟𝐨𝐫𝐦𝐢𝐧𝐠 engineers and data experts to risk specialists, product and operations professionals, working across key domains:

• • Tech Foundation and Channels
  • Core Banking and Architecture
  • Data and Analytics
  • Global Products and Technology Services
  • Payment and Settlement Services
  • Risk Services
  • Product and Operations

The Mission

Payments & Settlement Services – Real‑Time Payments Engine (RTPE)

RTPE is a mission‑critical, real‑time payments platform processing high‑volume, low‑latency transactions across ING. It plays a central role in SEPA, instant payments, and ISO 20022 message processing, ensuring availability, resilience, and correctness under strict regulatory and operational constraints.

RTPE operates in a 24/7 production environment, handling millions of messages, integrating with multiple upstream and downstream systems, and supporting continuous modernization (e.g. migration from legacy integrations to Java‑based listeners and modern event‑driven architectures).

Your day to day

Even if you’ll start your day from the comfort of your home or drink your morning coffee in our office’s garden, your day will be quite similar when comes to tasks. Here are your daily responsibilities:

• • Being an Engineer, work on user stories that have been broke down from features.
  • Design, develop, and maintain Java‑based real‑time processing components
  • Implement and maintain message driven integrations (MQ, Kafka, APIs)
  • Work with ISO 20022 payment messages (e.g. pacs.008, pacs.002, camt messages)
  • Ensure end‑to‑end ownership of user stories: analysis, development, testing, release, and production support
  • Participate in incident analysis, root cause investigations, and production improvements
  • Collaborate closely with SRE, product owners, and other global engineering teams
  • Contribute to non‑functional requirements: performance, resilience, scalability, security
  • Ensure compliance with ING IT Risk, audit, and security requirements
  • Participate in Scrum ceremonies (stand‑ups, refinements, reviews, retrospectives)
  • Demo delivered functionality to stakeholders when required

What you’ll bring to the team

• • Experience:
    • 5+ years of experience of java development (Java 17 and Java 21)
    • Understanding/work exposure to Kafka
    • Experience/Knowledge of various Java Frameworks – Spring, Spring Boot
    • Experience working on CI/CD tools - any would do, we are going to use AzDO.
    • Some experience with XML, XSL, XSD
    • Experience working with TDD and BDD
    • Analysis Skills
    • Good communication skills with an appetite to receive feedback whether it is positive or used for improvements.
    • Experience in SCRUM with a strong preference for the agile way of working.
  • Nice to have:
    • Experience/Knowledge of various Java Frameworks.
    • Knowledge of ISO 20022 standards.
    • Some project experience in financial market group treasury.
    • Exposure to observability tools (Prometheus, Grafana, logging/alerting)
  • Foreign languages: English (advanced)
  • Education: nice to have bachelor’s degree (or higher) in an IT related field

We enjoy a flexible way of working and a highly collaborative environment, where fair and constructive feedback is encouraged. 

You’re most likely to love*

• • our hybrid way of working
  • our wellbeing mindset and programmes
  • collaborative people and teams.

* according to colleagues’ input expressed in yearly Organisational Health Index surveys.

In practice, these mean:

• • structured hybrid (work from both home and office)
  • 30 days abroad/year
  • the option of a 4-day work week
  • flexible hours: start between 7:30 and 10:30 am
  • onsite massage sessions
  • therapist helpline and individual psychotherapy sessions
  • internal knowledge sharing events, meetups and demo days
  • opportunities to learn and act on climate resilience, green tech, food waste and other sustainability topics.
  • volunteering opportunities advancing education and social causes, incl. mentoring teens, fundraising, onsite blood drives, running marathons to support reforestation.

To deep dive into your rights related to the processing of personal data conducted by ING Hubs Romania during recruitment, read the privacy notices on our website (scroll down to the Data Protection section).