Quality Control Associate

Description

Responsibilities:

• Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans
• Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation
• Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file
• Ensure collateral documents are valid and free of repairs
• Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements
• Complete a final compliance check through Mavent

Core Competencies:

• Strong eye for detail – commitment to excellence
• Ability to work well under pressure
• Positive Attitude and willingness to help others
• Self-motivated with a strong desire to learn

Requirements

Qualifications:

Education/Certification

• -High School degree or equivalent. 4-year college degree preferred

Required Experience:

• Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferred

Skills/Abilities:

• Excellent oral and written communication skills
• Ability to work independently and with minimal supervision
• Ability to multi-task
• Organized and detail-oriented
• Strong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)