- Location
- Kuala Lumpur (City Area), Malaysia
- Workplace
- Hybrid
- Type
- Full-time
- Source
- Workday
Description
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
RESPONSIBILITIES - INDIVIDUAL
STRATEGY
- Conduct credit assessment on borrower per triggering event based on RMT Framework triggers, ie. EWS/ Core/ Pre-emptive/ Country-specific triggers.
- Conduct site visit for borrowers located in Klang Valley.
- Review & manage Special Mentioned (SM) account.
- Review and handle Reschedule & Restructuring (R&R) cases.
- Conduct stress test or any ad-hoc request from management.
- Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels.
- Propose new/ best approach as and when found.
CUSTOMER SERVICE & EXPERIENCE
- Providing credit solutions/ services to manage the delinquency of customer’s borrowing account/s.
- Review, recommend and/ or close account strategy according to customer’s needs with the interest of the bank in mind.
- To assist customer on R&R as and when required.
POLICY & PROCEDURE
- Well verse with the following credit policies: -
- Country Credit Lending Policy (CLP)
- CMB Credit Policy (CCP)
- Group Credit Lending Policy (GCLP)
- RMT Framework
- Familiar with technical knowledge such as financial/ credit underwriting criteria
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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