Treasury Analyst

Description

The Bank Treasury Analyst supports the Bank’s liquidity, funding, investment, and balance-sheet management activities. This position is responsible for assisting with asset/liability management (ALM) modeling and reporting; preparing liquidity, cashflow, and funding projections; supporting daily treasury-management operations including maintaining relationships with correspondent financial institutions; and providing timely, accurate analysis to Treasury management, the Asset Liability Committee (ALCO), senior management, and other internal stakeholders.

This role helps ensure that the Bank maintains sufficient liquidity, diversified funding sources, appropriate interest rate-risk exposure, and effective internal controls consistent with the Bank’s policies, strategic plan, risk appetite, and applicable regulatory guidance.

Essential Functions/Duties

The following duties are representative of the essential functions of the position:

• Assist with ALM activities, including preparing ALM model inputs, balance-sheet forecasts, and ALCO reporting.
• Prepare daily, weekly, monthly, and longer-term liquidity and cash-flow projections, including expected inflows and outflows from deposits, loans, investments and borrowings.
• Monitor daily cash positions, correspondent-bank balances, investment settlements, deposit activity and investment transactions.
• Support daily treasury operations including cash positioning, borrowing activity and investment transactions.
• Reconcile treasury-related balances and activity among the investment accounting system, investment custodians, correspondent banks and the general ledger.
• Collaborate across the Accounting, Deposit Operations, Lending, Wire Operations, and other departments to support accurate cash forecasting, transaction settlement, financial reporting and internal controls.
• Partner with other departments and vendors to prepare reports for quarterly Investment Committee and ALCO meetings.
• Other duties as assigned.

Requirements

Education/Training – Bachelor’s Degree in Finance, Accounting, Economics or related field; equivalent relevant banking or treasury experience may be considered. Three (3) to five (5) years of relevant experience in bank treasury, finance, ALM, liquidity management, investment accounting, financial analysis, commercial banking, audit, or a related function.

Knowledge/Skills/Abilities – Must demonstrate strong communication skills; proficient analytical and mathematics skills; proficient PC skills, including Microsoft Word and Excel; proficient interpersonal relations skills; demonstrated organizational skills; extensive knowledge of all banking services; extensive knowledge of financial regulatory and reporting requirements; visual and auditory skills.