Overview:

Summer Interns complete a 10 week internship centered around professional development, career growth and building the necessary skills to succeed.  Summer Interns participate in projects and department initiatives that accelerate career growth and play an important role in building the future of the Bank.  As an Intern, you will gain exposure to other departments through guest speakers and industry leaders and a built-in network with peers as well as priority consideration for full time opportunities throughout the Bank.

Department Description:

A unique, hands-on opportunity to gain exposure to Mortgage Operations and the end-to-end mortgage lending process. Interns will work alongside experienced mortgage operations professionals and collaborate closely with Mortgage Sales partners in both Retail and Consumer Direct. Through this experience, interns will gain insight into how mortgage applications progress from initial submission through loan closing, while supporting strong credit quality, regulatory compliance, and an exceptional customer experience.

Mortgage Operations plays a critical role in transforming mortgage applications submitted by Loan Officers into successfully closed loans that can be sold on the secondary market or held on the bank’s balance sheet. This internship is ideal for students interested in business, finance, analytics, operations, or banking careers who are eager to learn in a fast-paced, detail-oriented, and customer-focused environment. At the heart of our work is helping customers achieve the dream of homeownership—one loan at a time.

Primary Responsibilities:

• Complete duties and responsibilities of an entry-level professional nature specific to assigned area of the Bank.
• Ensure activities adhere to established internal policies and external regulations as applicable. 
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

The jobholder works under immediate supervision. 

Supervisory/Managerial Responsibilities:

Not Applicable

Education and Experience Required:

• Currently pursuing a Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Work Visa Sponsorship not offered for this role

           

Education and Experience Preferred:

• Strong written and verbal communication skills
• Demonstrated computer skills
• Proven analytical skills
• Proven critical thinking skills
• Strong organizational skills
• Detail-oriented

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $28.00 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Ballston Lake, New York, United States of America