Overview: 
Serves as a member of the Management Development Program (MDP) and participates in ten weeks of Core Training and one year of On-the-Job training (OJT). Core Training responsibilities include participation in classroom training, observations of departmental presentations, interaction with senior management, peer networking, and working in teams on group project assignments. OJT responsibilities vary by department and are assigned by the department manager. The position may be responsible for additional projects assigned by the department manager or Leadership Development Manager. 

Department Description:
M&T Realty Capital Corporation(“M&TRCC”) is a full-service mortgage banking company that specializes in providing competitive financing nationwide for commercial real estate, including affordable and market-rate multifamily, seniors housing, manufactured housing, student housing, healthcare facilities, and office, industrial, and retail self-storage and hospitality properties.

Department Responsibilities
The Next Generation RCC rotational program is designed to develop the next generation of M&TRCC leaders. During the one-year, rotational program within the division, you’ll learn every step of the lending process.  From production to underwriting to closing and every step in between, you will be immersed in the world of commercial lending through shadowing, on the job training, and classroom learnings.  

HOW YOU CAN GROW YOUR CAREER:
After completing your first year within our rotation you’ll partner with your manager to identify an area of permanent placement that may be right for you.

Program Primary Responsibilities: 

• Participate in and complete a one-year long, non-rotational training program while creating and adding value to assigned department. Receive job specific training, general training in banking, communication and leadership, and personalized coaching and feedback. Performance measures may include several objective test scores, peer and sponsor feedback from group projects, facilitator feedback, Leadership Development Manager-MDP feedback, Department Manager feedback, final assessment score, and year-end performance appraisal from Department Manager. 
• Core Training - Participate in training throughout the one-year assignment to learn banking, basic financial skills, technical skills, and leadership/interpersonal skills. Develop a solid understanding of banking functions, processes, and operations. 
• Group Projects - Participate in group project assignments, working with a team of their peers to build relationships within their teams as well as with project sponsors, internal and external contacts, and senior management. Teams make a presentation to senior management at the conclusion of each project providing recommendations and potential project solutions. 
• On-the-Job Training - The fundamental skills taught in core training are combined with On-the-Job training based on the incumbent's assignment. Job specific training teaches departmental policies, procedures, systems, and products. Upon completion of MDP, all incumbents attain basic skills necessary to contribute as individual contributors and/or managers in their assigned department. 
• Complete tasks in a manner that are compliant with applicable laws and regulations and/or that serve to help the Company be in compliance with laws and regulations that apply to the business line the position supports. 
• Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. 
• Identify risk-related issues needing escalation to management. 
• Promote an environment that supports belonging and reflects the M&T Bank brand. 
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. 
• Complete other related duties as assigned. 

Scope of Responsibilities: 
The Management Development Program is a non-rotational, one-year training program for recent college graduates where participants learn about sales, accounting, project management and leadership skills depending upon their career track.  Various methods of training include classroom study, divisional orientations, and teamwork on group projects.  These fundamentals are coupled with on-the-job training to allow for immediate application in the area for which the participant has been hired. 

Supervisory/ Managerial Responsibilities: 
Not Applicable.

Education and Experience Required: 

• Bachelor's Degree candidate at a school where M&T Bank recruits MDPs (or an MBA student with no work experience). 
• Outstanding academic credentials (GPA of 3.0 or better). 
• Up to 1 year of work experience. 
• Outstanding written and verbal communication skills. 
• Demonstrated interpersonal skills. 
• Demonstrated analytical skills. 
• Demonstrated computer skills. 
• Demonstrated presentation skills. 
• Demonstrated leadership abilities. 

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location:

Baltimore, Maryland, United States of America