- Location
- Shenzhen, Guangdong Province, China · published
- Type
- Full-time
- Department
- IT
- Seniority
- Senior
- Source
- Workable
Description
About Amartha
At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We've supported over 3.5+ million enterpreneurs–mostly women–by disbursing 2 billion USD in funding. As we step into 2026, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.
Roles and Responsibilities:
- Design, build, and own critical backend services that power underwriting, credit scoring, and loan decisioning workflows.
- Develop high-performance Go services for score orchestration, policy evaluation, decision APIs, and related lending platform capabilities.
- Integrate credit models, rule engines, third-party data providers, and internal risk systems into reliable production flows.
- Ensure decision pipelines are accurate, explainable, auditable, and resilient under high throughput.
- Define and evolve service contracts, data models, and event schemas used across underwriting and scoring systems.
- Improve reliability, latency, and operability of core backend platforms through monitoring, alerting, and performance optimization.
- Partner with ML, risk, product, and data teams to productionize scoring and underwriting capabilities end to end.
- Lead technical design discussions, review architecture trade-offs, and raise the engineering bar through mentoring and code review.
- Handle production incidents, root-cause analysis, and continuous improvement of system resilience.
- Uphold engineering and compliance standards for secure, governed, and business-critical lending systems.