Claims Director - Personal Umbrella - MCU

Claims Director - Personal Umbrella (Bodily Injury Liability/Auto/Premises) Major Case Unit

Job Summary

Seeking a highly skilled and experienced Claims Director to lead a Personal Umbrella Liability claims team. This role focuses on managing a team of professionals handling complex claims, including auto, premises, and personal liability cases, with a strong emphasis on litigation and coverage analysis. This is a leadership position with no individual caseload, offering significant exposure to senior leadership and opportunities for career advancement.

Compensation Package

• Base Salary: $170,000 - $200,000/year (up to $200,000 in select locations)
• Bonus: 25% target bonus plan
• Profit Sharing: Up to 15% based on company performance
• Comprehensive Benefits Package: Medical, dental, vision, life insurance, disability benefits, and more
• Work-Life Balance: Paid time off, holidays, volunteer time off, parental leave, and flexible work arrangements
• Professional Development: Tuition reimbursement, training opportunities, and education bonuses

Responsibilities

• Claims Oversight: Lead and manage a team handling Personal Umbrella Liability claims, ensuring adherence to best practices and optimal outcomes.
• Coverage Analysis: Conduct in-depth investigations and draft comprehensive coverage letters for complex cases.
• Litigation Management: Collaborate with primary carriers, defense counsel, and internal legal teams to develop effective litigation strategies.
• Investigation & Evaluation: Oversee timely and thorough investigations into liability and damages, ensuring early recognition of exposures.
• Strategic Leadership: Provide guidance and mentorship to team members, fostering a collaborative and high-performing environment.
• Stakeholder Collaboration: Partner with senior leadership and other internal stakeholders to drive continuous improvement and innovation in claims handling.

Qualifications/Requirements

• Education: Bachelor’s degree required.
• Experience: Minimum of 8 years of relevant legal or technical claims experience, with a focus on large exposure third-party liability claims on a primary/excess basis.
• Litigation Expertise: Strong background in litigation strategy and management of complex claims.
• Coverage Analysis: Proven experience in investigating and drafting complex coverage letters.
• Geographic Knowledge: Familiarity with policy limit demands and case law in states such as Florida, Texas, and California.
• Leadership Skills: Demonstrated ability to lead and develop a team in a fast-paced, dynamic environment.
• Analytical Skills: Strong problem-solving abilities and a strategic mindset.
• Communication: Excellent written and verbal communication skills for effective collaboration with internal and external stakeholders.

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