- Location
- Manila (One Ayala Tower 2), Philippines
- Type
- Full-time
- Seniority
- Entry
- Education
- Bachelor
- Source
- Workday
Description
You'll gain:
- Exposure to global lending teams and international markets
- Hands-on experience in credit analysis and risk assessment
- Opportunities to work with experienced managers and credit professionals
- A strong foundation for a long-term career in corporate banking and credit risk
- Experience supporting a diverse range of industries and client segments
What You'll Do
In this role, you will:
- Analyze financial statements, including Income Statements, Balance Sheets, and Cash Flow Statements, for public and private companies
- Input and maintain financial data in various credit analysis systems
- Review loan agreements and identify relevant borrower financial covenants
- Monitor covenant compliance and support ongoing lending activities
- Prepare reports on overdue ratings, covenant monitoring, and financial submissions for lending teams globally
- Conduct independent background research on industries and borrowers to support risk assessments
- Assist in determining appropriate risk ratings based on financial and qualitative analysis
- Support proactive identification of potential risks and emerging issues
- Collaborate with international stakeholders across multiple Wholesale Banking business lines, including Corporate Banking, Real Estate Finance, and Financial Institutions
Who We're Looking For
Qualifications
- Bachelor's degree in Business, Accounting, Finance, Economics, or a related field
- Candidates from other disciplines with strong accounting knowledge are encouraged to apply
- Fresh graduates and candidates with up to two years of relevant experience are welcome
- Experience in corporate lending, institutional lending, financial services, or credit-related functions is an advantage
Skills & Attributes
- Strong understanding of financial statements and financial analysis
- Excellent analytical and problem-solving abilities
- High attention to detail and commitment to accuracy
- Strong organizational and time-management skills
- Excellent written and verbal English communication skills
- Ability to work effectively with stakeholders from different countries and cultures
- Resourceful, proactive, and eager to learn
- Strong team player with a positive and collaborative mindset
What Success Looks Like
You thrive in this role if you:
- Enjoy analyzing financial information and identifying key insights
- Have a natural curiosity about businesses, industries, and economic trends
- Can balance accuracy, efficiency, and attention to detail
- Are motivated to develop expertise in lending, credit risk, and corporate banking
- Enjoy working in a fast-paced, international environment
Skills
Compliance
