Credit Risk Review Officer-Consumer

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Assists Consumer Group Manager in conducting comprehensive Ongoing Monitoring of the Consumer and Residential Real Estate loan portfolios. This includes, among other things, reviewing reports, attending meetings, and communicating with key stakeholders. Will participate in Credit Process/Target/Ongoing Monitoring Reviews of the Consumer/Residential Real Estate loan portfolios. May be asked to lead less complex Reviews. Responsibilities also include identifying risk (e.g., exceptions, overrides, changes to strategy) and developing an ongoing monitoring plan to ensure risks are assessed. Ability to analyze findings, draw conclusions and provide recommendations.

Validate credit/financial information and automated scoring/underwriting system results to verify the credit worthiness of the borrower, the quality of the underwriting, and validity of the risk rating. Validate selected loan and collateral documentation for adequacy, adherence to loan policy and enforceability.

Assists in the preparation of periodic Risk Assessments to validate or revise the risk-based ranking of assigned Universe unit(s).

Communicate with underwriters, credit administrators and other management in a logical and positive manner, providing positive and helpful feedback based on findings. Owning and managing follow-up items resulting from the review and reporting the resolution of those items in review documentation. Attend various loan committee meetings and other relevant meetings as appropriate, including periodic touch base meetings with key stakeholders.

Embrace change and serve as a positive catalyst for change. Foster an environment that encourages continuous improvement. Develop ideas to increase the continued advancement and effectiveness of the Credit Risk Review function. Assist Consumer Group Manager with special projects as needed.

Develop subject matter expertise within the Consumer/Residential Real Estate portfolios.

Assist Consumer Group Manager with special projects as needed.

In accordance with Colorado and Virginia law: Pay for this position is anticipated to be between $87,282.00 - $139,425.00 , actual offers to be determined based on applicant’s skills, experience and education.

While the anticipated deadline for the job posting is 10-16-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.

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Equal Opportunity Employer, including disabled/veterans.