AVP, Product Manager, PFS

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

The Product Manager is responsible for managing overall responsibility for managing the growth and profitability of the cards through new products, sales support and ongoing marketing promotions. These actions include (but not limited to):

• Financial: Accountable for product profitability and meeting annual business targets in coordination with all support units, sales and distribution team.
• Product development : Conceptualize, propose, develop and launch new product variants. Drive these projects for timely execution.  Co-ordinate with various divisions to ensure all aspects of the product development including systems, processes and procedures, audit compliance and legal approvals are in place.
• Product management :  Monitor Debit cards  asset product movements, maintenance and upgrading for product features, adding new features to existing products based on market requirement and competition post. Assist in managing customer issues and all queries on product and promotions from support units/customers.
• Cost  / Expense view :  Continuous enhancement on the product to ensure it stays competitive in the market, whilst monitoring the Rewards cost performance, feature cost to ensure it meet the overall business objectives, whilst balancing the benefit to cost ratios identify opportunities to optimise
• Communication & Marketing : Ensure adequate product visibility through ATL and BTL campaigns. Enhance product value through campaigns and promotions. 
• Compliance : Review policies and procedures, regulatory mandates  and initiate change as and when required and adherence to all policies and procedures.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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