Job Description

To lead the management of a portfolio of non-performing loans and select high-risk watchlist accounts, ensuring focused intervention to minimise impairment losses, maximise recoveries, and expedite file closures. This role drives operational efficiency and risk mitigation through proactive oversight, strategic decision-making, and effective stakeholder engagement.

Hello Future Finance Team Leader

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Role Overview:

To partner with the business in the provision of financial expertise and advice, and to develop supporting processes that continuously enhance the delivery of financial services.

Are you someone who can:

• Convert financial analysis into actionable business insight. Move beyond explaining historic performance by identifying what the numbers mean for the business, what decisions are required, and what trade-offs management should consider.
• Provide forward-looking performance steering. Use predictive analytics to anticipate pressure points in income, costs, impairments, capital, liquidity and profitability before they materialise.
• Build and challenge budgets, forecasts, and scenario plans, including stress-testing assumptions and linking financial outcomes to key business drivers.
• Manage and track group cost performance by analysing cost drivers and product, customer, and channel profitability, and identifying opportunities to improve efficiency and returns.
• Own performance dashboards. Assist with the development and maintainence of dashboards that track both financial and non-financial drivers of performance, including revenue momentum, cost-to-income trends, JAWS, customer behaviour, productivity, risk indicators and strategic initiative delivery.
• Embed digital and AI-enabled finance ways of working independently. Use emerging AI capabilities to improve the speed, accuracy and usefulness of finance output.
• Maintain expert knowledge of relevant legislative amendments, IFRS technical accounting principals, industry best practice, and internal compliance procedures and requirements.
• Support the reporting team with year-end external reporting deliverables, including Board reporting and the preparation of annual financial statements.
• Enhance data governance and insight quality. Ensure finance data is accurate, well-controlled, reconciled, consistently defined and suitable for decision-making across business units and reporting cycles.
• Contribute to a development-focused culture where successes, issues, trends, and ideas are actively shared.

You will be an ideal candidate if you:

• Hold a Bachelor of Commerce in Accounting
• Have completed articles (advantageous)
• Have management accounting experience
• Have at least two years’ experience as an Accountant
• Have experience in process automation and data analysis

You will have access to:

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Create a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

Are you interested in taking the step? We look forward to engaging with you further. Apply now!

All applications must be done via the Group’s application portal. To access the portal click on the link below.

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Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

10/09/26