Job Description

Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship

Hello Future Relationship Analyst: Enterprise Banking

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Job Profile Summary

To analyse credit data and support client relationship management by assessing risk, identifying cross-sell opportunities and preparing credit proposals to enable informed lending decisions and strengthen overall client portfolio performance.

Are you someone who can:

• Analyse client financial and non-financial information to assess credit risk and support lending decisions
• Prepare structured credit proposals and supporting documentation for review by Credit Support
• Assess client affordability, cash flow and financial position to determine risk exposure and recommend outcomes
• Maintain accurate and compliant client credit files, documentation and records in line with governance requirements
• Identify cross-sell opportunities across relevant products to maximise portfolio value and client profitability
• Support relationship managers by providing analytical insights to strengthen client engagement and retention
• Monitor client accounts, utilisation trends and risk indicators and escalate potential concerns
• Assist in compiling portfolio reports and updates to support management decision-making
• Engage with internal stakeholders including Risk, Credit and Operations to ensure alignment on client solutions
• Ensure all credit assessments comply with policies, risk appetite and regulatory requirements
• Respond to queries relating to client applications, credit assessments and portfolio performance within agreed timelines
• Support continuous improvement of processes, tools and methodologies within the credit and relationship environment

You will be an ideal candidate if you meet the below minimum requirements: 

• Relevant Degree in Finance, Accounting, Economics or related discipline
• 2–4 years’ experience in credit analysis, banking operations or relationship support roles environments.
• Credit assessment and financial analysis
• Client relationship support and portfolio management
• Risk identification and mitigation
• Cross-sell and product knowledge within banking environments

You will have access to:

• Opportunities to network and collaborate
• Challenging Working Environment
• Opportunities to innovate

   We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courages – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

Are you interested to take the step? We look forward to engaging with you further. Apply now!

All appointments will be made in line with FirstRand Namibia’s Employment Equity plan.

The Group actively supports the recruitment and advancement of people with disabilities. We encourage that candidates voluntarily declare their disability and consult the Group should they require reasonable accommodation.

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Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

27/08/26