Risk Analyst - Market & Liquidity Risk

About the team

The Prudential Risk team is responsible for ensuring the Bank adheres to all regulatory requirements and internal risk appetite measures relating to liquidity, interest rate and solvency risk. The team provides oversight of first line business activity and is responsible for the accurate and timely reporting of key risk metrics to a range of governance forums, including Board-level committees.

 

Reporting to the Group Chief Risk Officer (GCRO), the team works closely with colleagues across Treasury, Capital Markets, Finance, Savings and Lending to ensure risks are effectively understood, monitored and managed.

What you will be doing?

As a Risk Analyst, you will support the ongoing monitoring, assessment and reporting of market, liquidity and solvency risks across the Bank. Working as part of a collaborative team, you will produce and analyse management information, support key regulatory deliverables and provide insightful reporting to a range of stakeholders, committees and working groups.

This role offers exposure to a broad range of Prudential Risk activities, providing an excellent opportunity to develop your analytical, reporting and risk management skills while working closely with colleagues across Treasury, Capital Markets and Finance.

 

Your responsibilities will include…

 

• Producing and analysing daily, weekly and monthly management information and risk reporting.
• Supporting the processes for identifying and evaluating regulatory developments, market trends, and industry practice and providing meaningful analysis and commentary.
• Contributing to the development and enhancement of risk management processes, reporting, stress testing and forecasting activities.
• Presenting management information at Working Group meetings, supporting the Group Head of Liquidity Risk and Group Head of Market Risk.
• Maintaining risk models, documentation, policies and analytical tools to support effective risk oversight.
• Supporting key regulatory deliverables of a market and liquidity risk nature, e.g  ICAAP, ILAAP and providing second line oversight and challenge of relevant regulatory reporting.

 

 

Please note this role can be based from either our Chatham or Wolverhampton office.

What's in it for you?

We offer a base salary of £37,000 to £41,000 dependent on experience and location and a competitive benefits package including:

 

• Annual discretionary bonus opportunity of up to 17.5%
• 30 days annual leave
• Choose to contribute 3% or 5% pension, with employer contributions of 6% or 8% respectively
• Enhanced family-focused benefits
• Hybrid-working of 3 days office based and 2 days working from home

 

Please use this link to see the fantastic benefits available at OSB: OSB Careers

About us

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become ‘the bank of the future’.

 

Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.

Do you have the skills?

We are looking for talented individuals who have the experience and knowledge set out below:

 

• Demonstrable experience in managing analytically and data focused processes, interpreting information to support business decision-making.
• Strong Excel skills and experience working with large datasets, reporting and management information.
• The ability to analyse complex data, identify trends and produce clear, meaningful insight and commentary.
• Excellent communication and stakeholder management skills, with the ability to present information clearly to different audiences.
• Excellent skills in terms of organisation and the ability to prioritise workloads
• A proactive and inquisitive mindset, with a willingness to learn, challenge existing processes and continuously improve ways of working.

Next steps

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

 

Still on the fence? Hear from our team or explore our process: OSB Careers

 

Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational. If you need any adjustments or support, we’re here to make sure you can show your best self.

 

We are proud to be a Disability Confident employer and are committed to creating an inclusive and accessible workplace where everyone can thrive.

 

We welcome applications from people of all backgrounds and encourage candidates with disabilities and long-term health conditions to apply.

 

If you meet the minimum criteria for the role and would like to be considered under our Disability Confident Scheme, please indicate this on your application.

 

 

Diversity, Equity & Inclusion

 

Our team value spending time together in the office, typically 3 days a week to support collaboration and connection with colleagues, but we’re happy to have a conversation about what flexibility might look like for you.

Not sure if you meet the spec? Let us decide. Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don’t feel like you need to check every box to apply for a role internally.

 

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.