Hiring.Camp

Risk Analyst

Payjoy

·

Aug 19, 2026

Location
Bogotá, Bogotá D.C.
Workplace
Hybrid
Type
Full-time
Department
Financial Products
Experience
2+ years
Education
Bachelor
Source
Lever

Description

About PayJoy
 
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
 
This role

PayJoy is hiring a Risk Analyst  in Mexico who will help us scale PayJoy’s point of sale phone finance lending portfolio in LATAM, and other global markets.  The right candidate will be self-driven, ambitious, and data driven, looking to have a big impact at a fast growing startup.  The right candidate will also be deeply motivated by PayJoy’s mission to empower the next billion smartphone users.  

As Risk Analyst you will use PayJoy’s data warehouse to build analysis, policy recommendations, and dashboards that optimize risk outcomes across PayJoy’s portfolio of credit products and countries.  In addition to building datasets and dashboards you will be focused on defining actionable next steps that improve product profitability and risk KPIs. You will work directly with and provide data leadership for a broad set of teams including: Executives, Product, Engineering and Go to Market. 

Skills

PythonSQLMachine LearningData SciencePoint of Sale

Benefits

100% Company-funded Health for employees and immediate family members. Life Insurance Indefinite-term contract.20 days of vacations, unlimited sick leave$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perkPhone finance, headphone benefit, home office equipment allowance and wellness perks.Catered lunches 

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Risk Analyst at Payjoy | Hiring.Camp