- Location
- Bengaluru
- Department
- Group Compliance
- Seniority
- Manager
- Source
- Greenhouse
Description
Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.
Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow.
From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech
Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia.
Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently.
Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region.
We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia.
But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if you’re curious, you’ll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors, you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future.
The Role:
We are looking for a seasoned Compliance professional with a strong analytical mindset to lead our Regulatory Compliance function. The ideal candidate will be a Chartered Accountant with deep domain expertise in the Payments ecosystem, specifically regarding Payment Aggregators (PA) and Prepaid Payment Instruments (PPI). You will play a critical role in interpreting complex regulations and ensuring our business flows remain compliant with RBI and NPCI mandates.
Key Responsibilities:
- Regulatory Interpretation & Advisory: Monitor, interpret, and analyze circulars, notifications, and guidelines issued by RBI and NPCI. Provide actionable impact analysis to business and product teams.
- Compliance Framework: Ensure end-to-end compliance with the Master Directions for Payment Aggregators (PA) and Prepaid Payment Instruments (PPI).
- Product Advisory: Act as a subject matter expert (SME) for product teams, ensuring new products and flows (e.g., onboarding, settlement, KYC) are built in adherence to regulatory guardrails.
- Audit & Reporting: Manage regulatory reporting requirements and handle internal/external compliance audits.
- Stakeholder Management: Liaise with internal stakeholders (Legal, Tech, Business) to drive compliance initiatives and represent the function in regulatory discussions.
Mandatory Requirements:
- Qualification: Qualified Chartered Accountant (CA).
- Experience:
- 5 to 6 years of total Post-Qualification Experience (PQE).
- Minimum 2 to 3 years of dedicated experience in the Fintech/Payments sector (specifically PA/PPI).
- Domain Knowledge: In-depth understanding of the RBI and NPCI regulatory framework applicable to Payment Aggregators and PPI issuers.
Key Competencies:
- Analytical & Interpretation Skills: Ability to deconstruct complex regulatory language and interpret its practical implication on business models.
- Communication: Excellent verbal and written communication skills to articulate compliance risks and requirements to senior management and non-compliance stakeholders.
- Problem Solving: Proactive approach to identifying compliance gaps and suggesting operational fixes.
