Hiring.Camp

Lending Specialist

FirstRand provides

·

Jul 1, 2026

Location
Floor 2, FNB Acacia House, 2 Kikembe Drive, Umhlanga, Durban, 4320, South Africa
Type
Full-time
Closing date
Jul 10, 2026
Source
Workday

Description

Job Description

To focus exclusively on credit and lending solutions for high-net-worth and ultra-high-net-worth clients. The role specialises and is critical for structuring sophisticated financing arrangements that meet the unique needs of wealthy individuals and families.
  • Designing customised lending structures for complex client situations
  • Creating bespoke financing arrangements secured by various asset types.
  • Structuring credit facilities that align with clients' wealth management strategies.
  • Developing innovative lending solutions that preserve investment positions.
  • Arranging tailored mortgages for luxury residential properties.
  • Structuring loans secured by investment portfolios (securities-based lending).
  • Creating aircraft and yacht financing solutions.
  • Facilitating art-secured lending arrangements.
  • Providing bridge loans for business transactions or real estate acquisitions.
  • Structuring interest-only loans with flexible repayment terms.
  • Analyzing complex income streams and asset portfolios.
  • Conducting sophisticated credit analysis beyond traditional metrics.
  • Evaluating collateral values for specialised assets.
  • Determining appropriate loan-to-value ratios for various asset classes.
  • Navigating exceptions to standard underwriting criteria for qualified clients.
  • Collaborating with the relationship team during client meetings.
  • Educating clients on leveraging strategies and their implications.
  • Advising on optimal debt structures within overall wealth plans.
  • Providing insights on interest rate environments and financing opportunities.

#POST

#FNB

#LI-EM1

 

We look forward to engaging with you further. Apply now!

 

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

10/07/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Skills

Underwriting

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