Fraud Analyst - Atlanta, GA (Hybrid)

Role Responsibilities  

The Fraud Analyst supports Western Union's Agent Monitoring and Investigation program by identifying and mitigating fraud, money laundering, sanctions, and other financial crime risks across the Western Union agent network. This role partners with Compliance, Financial Crimes, and business stakeholders to conduct investigations, assess risk, and support regulatory and settlement-related monitoring requirements that protect customers, agents, and the organization.

• You will help protect Western Union, its customers, and its agent network by identifying, investigating, and escalating potential fraud, financial crime, and regulatory risks.
• You will conduct investigations of Western Union agents, agent owners, and agent networks to identify potential fraud, agent complicity, training deficiencies, and other compliance or financial crime risks.
• You will analyze transaction activity, customer information, agent behavior, and investigative findings to identify unusual patterns, trends, and activity that may indicate money laundering, terrorist financing, sanctions violations, fraud, or other suspicious activity.
• You will perform risk-based reviews using internal systems, data sources, and investigative tools to evaluate potential financial crime and regulatory risks.
• You will document investigative findings, conclusions, and recommendations in accordance with internal policies, procedures, and regulatory requirements.
• You will assess potential risks and recommend appropriate mitigation actions, including escalation, remediation, monitoring enhancements, restrictions, or corrective actions.
• You will support regulatory and settlement-related requirements by ensuring required monitoring activities, investigations, escalations, and remediation efforts are completed accurately and within established timeframes.
• You will collaborate with Compliance, Fraud, Financial Crimes, Operations, Legal, and other cross-functional stakeholders to gather information, evaluate risk, and support business decision-making.
• You will identify emerging fraud and financial crime trends and provide insights that strengthen risk controls, agent oversight, and investigative processes.
• You will contribute to continuous improvement initiatives by recommending enhancements to monitoring, investigation, and risk management processes.

 

Role Requirements 

Basic Qualifications:

• 2+ years of experience conducting fraud investigations, anti-money laundering (AML), financial crimes compliance, Bank Secrecy Act (BSA) compliance, sanctions compliance, risk management, or related investigative activities involving transaction activity, customer behavior, or suspicious activity.
• Experience reviewing and analyzing large volumes of transactional, customer, or account-related data to identify potential risks.
• Experience documenting investigative findings and recommendations in accordance with established procedures and regulatory requirements.
• Experience using Microsoft Excel to analyze transactional, customer, or investigative data and support reporting activities.
• Bachelor's degree or equivalent combination of education and relevant work experience.

• *Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.

 

Preferred Qualifications:

• Experience supporting agent, merchant, correspondent, or third-party monitoring and investigation programs.
• Experience conducting investigations involving agents, merchants, money services businesses (MSBs), or other third-party partner networks.
• Experience investigating activity related to fraud, money laundering, terrorist financing, sanctions compliance, or other financial crime risks.
• Experience filing, supporting, or contributing to Suspicious Activity Report (SAR) investigations and regulatory reporting processes.
• Experience working within the financial services, payments, money transmission, banking, fintech, or compliance industries.
• Knowledge of AML, BSA, OFAC, sanctions, and financial crime regulatory requirements.
• Experience using investigative, case management, transaction monitoring, or data analytics platforms.
• Professional certifications such as Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), or related compliance certifications.
• Experience supporting global or cross-border financial services operations.

 

Workplace Option

 

HYBRID - Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

 

Location: 5 Concourse Pkwy NE, Suite 2300 Atlanta, GA 30328

BENEFITS AND OTHER DETAILS

 

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

Your United States specific benefits include: 

• Medical, Dental, Vision, and Life Insurance 
• Tuition Assistance Program 
• Employee Discount Program
• Parental Leave 
• 401K Plan

 

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

 

Salary

The base salary range is $64,000.00 - $75,000.00 USD per year. Total on-target compensation includes a base salary and short-term incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.

 

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

 

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Estimated Job Posting End Date:

11-02-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.