2027 Winter – GRM, Portfolio Risk & Credit Analytics Intern (4 Months)

What is the Opportunity?

The Capital Markets Risk Oversight team will assist in communicating and providing valuable insights to senior leadership on the performance of the Capital Markets portfolio and help promote a “Best of Class” risk oversight environment.

What will you do?

• Analyze credit risk and portfolio data to identify top and emerging risks and trends within the wholesale credit book.
• Support the preparation of monthly and quarterly risk reporting for various stakeholders, and respond to ad-hoc requests from partners across the business.
• Contribute to deep-dive analyses on industry sectors within the Capital Markets portfolio (e.g., Real estate and related), including supporting related data infrastructure and tooling work.
• Build hands-on skills across the full data lifecycle — extraction, transformation, aggregation, interpretation and recommendation — with an emphasis on translating data into credit risk business decisions.
• Participate in analytics design sessions: contribute ideas, gather and document business requirements, and help shape the reporting frameworks behind effective risk management.
• Apply technical tools — including Excel, SQL, Python and data visualization software — to support credit risk analysis, with exposure to emerging tools such as generative AI as force-multipliers for the work.

What do you need to succeed?

Must-have

• Currently enrolled in a post-secondary program in a quantitative discipline (e.g., Finance, Economics, Data Science, Statistics, Mathematics, Computer Science, Engineering or related field).
• Strong analytical and problem-solving skills, with a keen eye for detail and data accuracy.
• Solid technical and data skills, including working knowledge of Excel (advanced formulas and data manipulation), SQL (querying and manipulating large datasets), and Python (data analysis) — you'll be supporting real data preparation and deep-dive work, so a genuine comfort level with these tools matters.
• Working knowledge of a data visualization tool, such as Tableau.
• Ability to translate complex data into clear, plain-language insights for non-technical stakeholders.
• Strong MS Office skills (Excel, PowerPoint, Word).
• Strong organizational and time management skills, with the ability to balance recurring reporting deadlines against ad-hoc requests.
• Intellectual curiosity and a self-starter mindset — comfortable learning new tools and asking questions.

Nice-to-have

• Familiarity with wholesale lending concepts and credit risk fundamentals (e.g., credit assessment, risk ratings, portfolio risk management).
• Exposure to financial statement analysis.
• Understanding of macroeconomic trends and their impact on credit and commercial portfolios.
• Familiarity with the financial services industry.
• Hands-on experience with generative AI or LLM tools, and an interest in applying AI to credit risk analytics.
• Exposure to large-scale enterprise data environments, such as an Enterprise Data Warehouse (EDW), Enterprise Data Lake (EDL) or Hadoop-based platforms.

Please note: This posting is for a 4-months Winter 2027 Student placement with a start date of January 2027, and end date of April 2027. In order to be eligible for this 4-months Student position, you must either:

• Be returning back to school after the work term end-date of April 2027 ; or
• If you are not returning back to school (i.e. are graduating in April 2027), you must require the full 4-months work term as a mandatory component to in order to graduate successfully.

Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.

We encourage you to apply as soon as possible as we accept applications on a rolling basis, but please note that the formal application deadline is September 20, 2026. Should you be selected to progress, someone from our team will reach out directly to provide instructions on next steps. Otherwise, feel free to check for progress updates by logging in to your RBC profile. If the status has not changed, it denotes the fact that your application is still under review.

RBC is committed to supporting flexible work arrangements when and where available. The successful candidate for this role will be required to be located within Ontario for the duration of the work term. Details regarding the specific virtual, hybrid, and in-office arrangements for this Integrated Learning/ Co-op position are to be discussed with the Hiring Manager.

ET27

Analytics, Client Counseling, Credit Risks, Critical Thinking, Data Visualization, Economic Analysis, Financial Derivatives, Financial Instruments, Investment Banking Analysis, Investment Risk Management, Market Risk, Quantitative Methods, Risk Analysis

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTorontoCanada37.5Full timeGROUP RISK MANAGEMENTStudent/Coop (Fixed Term)Salaried2026-08-262026-09-21

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.