- Location
- HongKong
- Type
- Full-time
- Department
- Management
- Experience
- 6+ years
- Education
- Bachelor
- Closing date
- Today
- Source
- CareersPage
Description
Report to: Head of Credit Risk
Key Responsibilities
- Draft & update SFC-compliant credit policies for margin financing, IPO loans, stock & bullion secured lending
- Conduct credit underwriting, assess client financial status, set credit limits & collateral haircuts
- Daily monitor portfolio LTV, single-stock concentration, volatile collateral & overdue margin accounts
- Oversee margin call, early warning and forced liquidation workflows
- Run portfolio stress tests and prepare weekly/monthly credit risk MIS for Risk Committee & senior management
- Collaborate with frontline branches, compliance, ops and IT to optimise risk control systems
- Handle delinquent accounts, design recovery procedures and recommend bad debt provisions
- Supervise credit analysts, review assessment reports and deliver regulatory compliance training
Requirements
- Bachelor's degree in Finance, Accounting, Risk or related fields; FRM/CFA preferred
- Min 6 years credit risk experience at HK retail securities broker with margin financing exposure
- Deep knowledge of SFC Type 8 licensing rules, Financial Resources Rules & collateral requirements
- Hands-on experience monitoring HK/US stock collateral, IPO grey market lending portfolios
- Strong Excel skills for risk data analysis; familiar with brokerage risk systems a plus
- Fluent English, Cantonese & Mandarin
- Balanced risk mindset to support brokerage business growth while controlling credit loss
Skills
ExcelUnderwritingComplianceCFA
