Hiring.Camp

Risk Manager

Payjoy

·

Apr 7, 2026

Location
Bangalore
Workplace
Hybrid
Type
Full-time
Department
Financial Products
Seniority
Manager
Experience
4+ years
Source
Lever

Description

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

We are looking for a Risk Manager to own the credit risk analytical function for PayJoy’s Philippines business, based in our Bangalore hub. You will be given clear direction on the problems to solve and the frameworks to work within, and it will be your job to execute that work independently and drive it to conclusion with minimal hand-holding.

This is a hands-on individual contributor role. You will be in the data every day — monitoring portfolio performance, analyzing policy changes, building and maintaining the reporting infrastructure that keeps the Philippines credit risk function running. You are someone who takes full ownership of your workstreams, proactively flags risks, and doesn’t need to be chased for updates. This role has a clear path to team leadership as the Philippines business grows.

Skills

PythonSQLMachine LearningData ScienceCompliance

Benefits

100% Company Funded : Private Health Insurance for employee and immediate family20 days vacationPhone finance, Headphone, home office equipment and wellness perks.$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perk

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Risk Manager at Payjoy | Hiring.Camp