Senior Software Engineer

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.

The Senior Software Engineer will help design and build CAKE's custom TPO platform — the web application our broker partners use to originate loans with us — along with other products across our lending stack. This is a senior individual contributor role with real ownership from design through production support, working as part of a small, high-leverage engineering team.

We're looking for an AI-native developer: a strong engineer who uses AI tools to multiply their output. Our stack is TypeScript, React, NestJS, and Postgres, running in containers on Azure. Mortgage industry experience is required.

Key Responsibilities

• Design and build the custom TPO platform, including the broker-facing web application, its backend services, and its integrations.
• Integrate with the systems that run the business, including Encompass (our LOS), pricing engines, and document and vendor services.
• Own your work through production — containers, CI/CD, deployment, monitoring, and incident response.
• Write clean, tested TypeScript in React and NestJS. Review code, set standards, and keep quality high as the team grows.
• Use AI development tools daily to move fast, and build AI features into our products where they add real value.
• Work directly with operations, sales, and leadership to turn business needs into working software.
• Protect borrower and company data through secure development practices appropriate to a regulated industry.
• Mentor other engineers and help set technical direction as the team grows.
• Take on other technical projects as assigned.

Requirements

• Bachelor's degree in Computer Science or a related field, or equivalent experience.
• 6+ years building and supporting production software.
• Mortgage industry experience required; Encompass and wholesale/TPO experience strongly preferred.
• Strong TypeScript skills, with experience in React and NestJS or a comparable Node.js framework.
• Experience designing and supporting REST APIs, relational databases (we use Postgres), and third-party integrations.
• Experience with containers, CI/CD, and cloud platforms; we run on Azure.
• Fluent with AI development tools; experience shipping LLM-powered features is a plus.
• Ability to take an ambiguous problem from idea to shipped, supported software with minimal oversight.
• Strong judgment on tradeoffs between speed, quality, and scope, with the ability to explain them clearly.
• Excellent communication skills with both technical and nontechnical stakeholders.

Why Join CAKE Mortgage?

• Be part of a fast-growing company changing the game in Non-QM.
• Collaborative and entrepreneurial culture.
• Opportunities for career advancement and innovation.

Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law.

Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at-will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.