Business Consultant

We are seeking an experienced Business Consultant with a strong background in Capital Markets, particularly within Securitization and Fixed Income, to support the delivery of critical regulatory and payment-related initiatives. The successful candidate will work closely with cross-functional partners — including Front Office, Finance, Risk, Operations, and Technology teams — to define requirements, optimize processes, and ensure alignment with business and regulatory objectives.

This role is ideal for a proactive, detail-oriented professional who thrives in fast-paced environments and is comfortable working with complex data, systems, and capital markets products.

Location: Toronto, ON (Hybrid – minimum 2 days in office, Thursday collaboration day)
Contract Length: 6 Months (Extension Possible)
Hours: 9 AM–5 PM EST
Pay: T4: $77 / IC: $88

• Elicit, document, and validate business, functional, and technical requirements through stakeholder engagement across Front Office, Risk, Finance, and Technology teams.
• Translate business objectives into actionable deliverables, including reporting enhancements and application functionality.
• Conduct current state, target state, gap, and impact analysis to support solution design within securitization and liquidity initiatives.
• Develop and maintain BRDs, FRDs, user stories, and acceptance criteria aligned with regulatory and business needs.
• Collaborate with development, QA, and operations teams to ensure successful implementation, testing, and delivery.
• Support UAT (User Acceptance Testing) by defining test cases, validating outcomes, and coordinating issue resolution.
• Identify, assess, and manage risks, dependencies, and execution challenges across multiple concurrent initiatives.
• Investigate and resolve production or data-related issues, including file and reporting errors.
• Engage with downstream systems, external stakeholders, and integration partners to ensure end-to-end solution alignment.
• Prepare clear documentation and stakeholder communications, including status updates, findings, and recommendations.
• Maintain data integrity and ensure compliance with enterprise standards and regulatory requirements (e.g., OSFI initiatives).

• 5+ years of progressive business analysis or consulting experience, preferably within Capital Markets.
• Proven experience delivering initiatives in the following domain:
• Capital Markets: Securitization, Mortgage-Backed Securities (MBS), Fixed Income products, or liquidity/regulatory initiatives.
• Strong understanding of SDLC methodologies (Agile and/or Waterfall).
• Hands-on experience with SQL/Oracle databases, including querying, table creation, and query optimization.
• Familiarity with data modelling, static data management, and data repositories.
• Demonstrated ability to analyze complex systems and translate business needs into technical solutions.
• Experience supporting solution design, project planning, and stakeholder alignment.
• Strong communication skills with the ability to confidently engage stakeholders and present solutions.
• Ability to work in a fast-paced environment, manage competing priorities, and adapt quickly to change.
• Experience working with securitization tools or capital markets platforms.

Preferred

• Experience with US Whole Loans business within Capital Markets.
• Experience in large enterprise or regulated financial institutions.
• Familiarity with regulatory frameworks and reporting (e.g., OSFI liquidity initiatives).
• Experience working with cross-functional teams across front, middle, and back office functions.
• CBAP, PMI-PBA, or Agile certification (Scrum Master, Product Owner) an asset.

• Post-secondary degree in Business, Finance, Information Systems, Engineering, or related discipline.