Software Engineer III

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Position Summary:

Help build the future of Payment Observability at Bank of America. Join a team pioneering a next-generation platform that delivers real-time visibility, intelligence, and operational insights across billions of dollars of payment transactions, enabling faster issue detection, improved resiliency, and a superior client experience. We are seeking a Senior Full Stack Engineer to architect and build a cloud-native, microservices-based observability platform that combines modern web experiences, event-driven processing, advanced search, analytics, and operational intelligence to transform how payments are monitored, analyzed, and managed across the enterprise.

The ideal candidate is a hands-on senior engineer who thrives at the intersection of application development, distributed systems, and payments technology, with a proven track record building scalable, cloud-native platforms using modern web, microservices, streaming, and data technologies. They are equally comfortable designing intuitive user experiences and engineering resilient backend services, bringing strong expertise in Angular/React, Java/Spring Boot, Python, Kafka, Kubernetes, and NoSQL technologies to deliver highly available, mission-critical solutions in a fast-paced, enterprise environment.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs, develops, and maintains automated test suites (integration, regression, performance)
• Development/tech lead who participates in the design, development and implementation of complex applications, often using new technologies
• Provide technical direction and system architecture for individual initiatives. Serves as a fully seasoned/proficient technical resource
• Will not have direct reports but may lead projects and direct activities of a team related to special initiatives or operations
• Routine accountability is for technical knowledge and capabilities
• Collaborate with stakeholders such as architects, developers, data analysts and data modelers to understand dependencies, review designs and align roadmaps
• Summarize and interpret large amounts of data and gain insights that help discover new patterns and trends and do analytical reporting and find new business insights
• Contributes to the determination of technical and operational feasibility of solutions
• Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as team member and individual contributor. Will lead a small team
• May collaborate with external programmers and offshore teams to coordinate delivery commitments & also works closely with Support teams, offshore teams, Platform teams and Business Partners
• Regularly communicate work progress with management, identifying issues early and resolving them quickly to avoid or minimize impact to projects
• Gather, refine and validate complex business requirements, interdependencies and potential risks or issues
• Application Ownership & Reliability: Monitor health, triage incidents, lead root-cause analysis, and drive permanent fixes
• Feature Leadership (IC): Provide technical direction, work breakdown, and delivery oversight; ensure solutions meet acceptance criteria with minimal technical debt
• Security & Compliance: Lead vulnerability remediation (SCA/SAST, CVE triage, patching), secure configuration, and audit readiness
• Infrastructure & Environments: Manage non prod/prod configurations, CI/CD pipelines, capacity/performance tuning, and change controls
• Architecture & Standards: Align design to enterprise patterns (APIs, microservices, containers) and enforce coding/quality principles
• Data & Integrations: Validate API contracts, data accuracy, and search/index behavior; ensure consistency across services
• Observability: Maintain logging, metrics, dashboards, and alerts; conduct post incident reviews and reliability improvements
• Collaboration & Mentorship: Partner with Product/Architecture/SRE; guide engineering practices (estimation, reviews, testing) and contribute to documentation/runbooks

Required Qualifications:

• Bachelor's degree in Computer Science, or a related field, or equivalent work experience
• Minimum 8+ years of experience in a combination of full-stack enterprise application architecture, software development, and infrastructure
• Strong hands-on experience building modern web applications using Angular and/or ReactJS.
• Extensive experience developing Java-based enterprise applications using Spring Boot, Spring Framework, REST APIs, and microservices architecture.
• Deep understanding of microservices architecture, API-first design, service orchestration, and distributed systems.
• Hands-on experience with Kubernetes, OpenShift, Docker, and containerized application development.
• Strong experience with Oracle databases, advanced SQL, data modeling, query optimization, and performance tuning.
• Experience with NoSQL technologies including MongoDB, Elasticsearch, and document-oriented application design.
• Solid experience in Logging, Caching (REDIS), Transaction Management, Multi-Threading/Concurrency, Performance Tuning, and Monitoring aspects of applications
• Observability tooling (e.g., Splunk, Dynatrace, DNT) and incident response experience
• Ability to work closely with Solutions Architects to design componentized solutions that align with an API-based integration strategy
• Ability to develop, review and comment on written technical documentation
• Understanding and usage of DevOps processes for the build and deployment
• Strong knowledge of Enterprise Dev/Ops tools including Bitbucket, Ansible Tower, Jenkins and GitHub (Atlasian Suite/Horizon)
• 2+ years of experience working in Agile teams (Preferably Scaled Agile)
   

Desired Qualifications:

• 12+ years of relevant work experience in developing enterprise web applications
• Master's degree in Computer Science, Engineering, Data Science, or a related discipline.
• Exposure to financial services and payment lifecycles (initiation → processing → settlement → proof of completion)
• Experience with MongoDB schema design, aggregation pipelines, indexing strategies, and performance optimization.
• Familiarity with cloud modernization (Azure preferred), including Databricks (Spark/Delta), Snowflake, Kafka/Event Hubs.

Skills:

• Application Development
• Automation
• Influence
• Solution Design
• Technical Strategy Development
• Architecture
• Business Acumen
• DevOps Practices
• Result Orientation
• Solution Delivery Process
• Analytical Thinking
• Collaboration
• Data Management
• Risk Management
• Test Engineering

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Pay Transparency details

US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101)

Pay and benefits information

Pay range

$102,900.00 - $179,900.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.