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Job Purpose :

The role oversees and manage all aspects of risk, to ensure that the bank operates within the approved risk appetite and regulatory compliance, risk governance, and the development of robust risk frameworks to safeguard the organization. This senior position provides strategic risk insights and recommendations to senior management to balance risk-taking with profitability and drives a strong risk culture across the Investment Banking, Securities Businesses and Strategic Investments.

Job Requirements:

1. Risk Monitoring & Compliance 

• Oversee daily risk exposures across trading, underwriting, investment and treasury activities. 

• Ensure adherence to AHIB and Affin Bank Group risk policies, limits, and regulatory requirements. 

• Review and escalate risk exceptions, breaches, and irregularities in a timely manner. 

• Strengthen proactive processes for identifying emerging risks. 

• Ensure that all key risks associated with new business strategies or activities have been identified and assessed to determine whether these risks are within the institution’s risk appetite 

2. Reporting & Analysis 

• Ensure accurate and timely risk reporting for senior management, committees, board and regulators. 

• Deliver analytical insights on exposure trends, limit utilization, and market developments. 

• Present risk findings and recommendations to governance forums. 

3. Governance, Frameworks & Methodology 

• Ensure risk governance standards and oversight are in place across the bank. 

• Develop and refine risk methodologies, models, and control frameworks. 

• Advocate for and embed risk management framework and processes across the bank. 

4. Stakeholder Engagement & Collaboration 

• Effectively engage the board on risk matters and constructively interact senior management on risks affecting the financial institution 

• Collaborate with front‑office, operations, finance, legal, and compliance teams for effective end‑to‑end risk management. 

• Provide risk advisory support on new products, transactions, and initiatives. 

5. Stress Testing & Scenario Analysis 

• Lead or support the development and execution of stress-testing programmes and scenario analyses. 

• Evaluate potential impacts under adverse market conditions. 

• Recommend mitigation or contingency actions based on stress-test findings. 

Candidate's Requirements:

• Minimum 10 years of relevant experience in investment banking, market risk, credit risk, or treasury risk management. 

• Strong analytical capability with expertise in risk evaluation, reporting, and financial markets. 

• Deep understanding of BNM and Securities Commission Malaysia regulatory frameworks. 

• Proven experience interacting with senior management and governance committees. 

• Demonstrated ability to lead teams, manage complex risk processes, and influence stakeholders. 

Preferred Qualifications & Background:

• Bachelor’s degree in Finance, Economics, Accounting, Mathematics, Statistics, or a related field. 

• Professional certifications such as CFA, FRM, PRM, or ACCA are highly advantageous. 

• Strong proficiency in risk management systems, financial analytics, and data tools. 

• Experience in developing risk frameworks, models, and stress‑testing methodologies.