Senior Executive, Account Relationship

•Portfolio & Relationship Management: To manage core portfolio between 30 – 100 ETB customer ensuring timely response and effective resolution of customers to maintain high quality relationship management, service and expansion of base of assigned portfolio of customers.
•Sales & Business Development: To actively drive NTB customer acquisition and increase base of loan portfolio, ensure high utilization of existing facilities and grow deposits to achieve annual business target within bank’s risks appetite.
•Credit Assessment & Risk Management: Conduct financial analysis, prepare credit proposals and evaluate risks for new or existing loans.
•Monitoring and Compliance: Proactively monitor portfolio quality, manage customer repayments and perform R&R for distressed accounts and ensure compliance of T&Cs / Covenants with internal policies and regulations.
•Execution of Bank’s business strategies: Active business development / marketing programs, activities & campaign.
•Operational Coordination: Coordinate with internal / HQ stakeholders including Credit Operations / Evaluations, Compliance or Recovery departments to ensure timely execution of documentation and maintenance of facilities.
•Regulatory & Compliance: Ensure adherence to internal policies, regulatory requirements, AML/CFT standard and credit governance in all customers dealings and transactions.
•Profitability Focus: Drive Portfolio profitability through optimized asset yields, fee income generation and effective management on utilization of approved facilities.