Head of asset risk

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• At Ayvens, we have an opening for an experienced Head of Asset Risk

  What are you going to do?

  As our new Head of Asset Risk, you will lead Ayvens' second line of defence (LOD2) for vehicle asset risks, ensuring robust oversight of residual value and repair, maintenance and tyres (RMT) risk management across the Group. Residual value risk represents Ayvens' largest risk exposure, making this position critical in maintaining a strong risk governance framework and ensuring risks remain within the Group's risk appetite.

  You will lead a team of 14 professionals and work closely with local and central stakeholders, senior management, Board committees, and regulators. In this highly visible role, you will shape asset risk policies and standards, challenge business assumptions, oversee key risk models and processes, and provide strategic guidance on evolving market trends affecting vehicle values and fleet performance.

  Your responsibilities will include:

  • Establishing and maintaining an appropriate governance, monitoring, and reporting framework to ensure effective oversight of asset risk across Ayvens.
  • Defining Group-wide policies, norms, and standards for asset risk management.
  • Ensuring local entities perform residual value and RMT setting in line with Group Regulations and established standards.
  • Reviewing, challenging, and validating residual value proposals submitted by local pricing committees before implementation.
  • Reviewing, challenging, and controlling RMT technical cost setting across the organization.
  • Leading and contributing to the fleet revaluation process, including ownership of the fleet revaluation model.
  • Analysing residual value trends and market developments to monitor risk and challenge central and local assumptions on new and used vehicle prices.
  • Acting as Vehicle Asset Risk model family owner and owner of the Ayvens central Asset Risk database.
  • Leading Asset Risk contributions to ICAAP and Risk Identification processes.
  • Collaborating closely with local and central first line of defence teams.
  • Contributing to the Risk Appetite Statement (RAS) process for both Ayvens and Société Générale.
  • Producing and presenting asset risk reporting and insights to Ayvens Executive Management, Société Générale CORISQ, the Ayvens Board Risk Committee, and regulatory authorities, including the European Central Bank.

  Who are we looking for?

  The ideal candidate is an experienced risk leader with deep expertise in asset risk management, residual value risk, and governance frameworks within the automotive leasing, financial services, or banking sectors. You possess strong analytical capabilities, strategic thinking, and the ability to influence senior stakeholders across an international environment.

  You will have relevant experience in a similar role and preferably hold a Master's degree in Finance, Economics, Risk Management, Mathematics, Statistics, Business Administration, or a related field.

  Additionally, you bring:

  • Extensive experience in asset risk, residual value risk, automotive finance, leasing, or financial services.
  • Proven people leadership experience, including managing and developing high-performing international teams.
  • Strong knowledge of risk governance frameworks, ICAAP processes, and regulatory expectations.
  • Excellent analytical and quantitative skills, with experience working with risk models and large datasets.
  • The ability to challenge business decisions constructively and provide independent risk oversight.
  • Strong stakeholder management and communication skills, with experience engaging senior executives, board-level committees, and regulators.
  • A solid understanding of automotive market dynamics, vehicle valuation methodologies, and residual value trends.
  • Fluent English is required.

  What do we offer?   

  We're on this journey together. By investing in professional growth, rewards and incentives, plus plenty of training and experience on the job, we create an inspiring environment for our colleagues that fosters high performance with positive impact. 

  Enjoy comprehensive rewards and recognition. 

  We believe in rewarding you holistically, through compensation, competitive benefits and rich development opportunities. 

  Discover your talent. 

  We enable you to reach your full potential by offering you the opportunities and support to reach the next level in your career. 

  Benefit from a healthy, positive work atmosphere. 

  We offer a wide variety of benefits to help keep you mentally and physically strong and to find the perfect work–life balance. 

  Find a shared sense of belonging. 

  We create an engaging environment where you can be your authentic self and harness your commitment, curiosity and collaboration. 

  Build a sustainable future. 

  We’re conscious of our environment and the societies we’re part of and we work together to drive electrification and lead the way to decarbonisation. 

  Make your Move at Ayvens 

  Ayvens provides a unique opportunity: the chance to accelerate the transition to electric, lead the way to decarbonisation and shape the industry’s digital transformation. Behind the wheel, our people make the difference, driving us towards our ambitions. Ayvens is home to the best talent in the industry – so if you’re looking for a fulfilling career with positive impact, we’d love to discuss your opportunities with us! 

   

  Ready to make your move at Ayvens? Join a global leader in sustainable mobility and follow @ayvens, @lifeatayvens, and Ayvens on LinkedIn to check out what’s happening at Ayvens! 

   

  Our commitment 

  We’re committed to building a culture where everyone can be themselves and where everyone gets an equal chance to make their journey count. If you’d like to learn more about our DE&I journey – and how you can contribute – please find out more on Career pages of our website. 

Why Ayvens?  

With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.