- Salary
- $133k – $157k
- Location
- Minneapolis, MN, United States of America · Atlanta, GA · Fargo, ND · Columbus, OH · Brookfield, WI · Tempe, AZ · Los Angeles, CA
- Type
- Full-time
- Department
- Finance
- Seniority
- Lead
- Closing date
- Jul 4, 2026
- Source
- Workday
Description
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Business Banking Credit Lending Authority Management leader will manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization. The Lending Authority Management team is responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan. This leader will also partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy.
Key Responsibilities:
- Strategy & Transformation:
- Lead the design and execution of a new Lending Authority framework for business banking credit underwriters
- Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions
- Partner with leaders and analytics partners throughout the organization to identify gaps in lending authority coverage based on product, region, seniority, and overall capacity
- Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite
- Team Management:
- Directly manage a team of 3 to 5 Lending Authority Management professionals
- Clearly define role-based goals and team objectives, holding employees accountable for their overall performance
- Act as a mentor, providing clear feedback and guidance to employees
- Assist in the interviewing, hiring and training of new employees
- Bachelor’s degree, or equivalent work experience
- Typically 10 or more years of related experience
- Considerable knowledge of credit policies, credit analysis, procedures and philosophy
- Strong analytical skills in relation to evaluating asset utilization and goals
- Demonstrated analytical and risk analysis skills
- Advanced knowledge of organization, business practices, business philosophy, and ethics
- Demonstrated management and leadership skills
- Well-developed customer service/relations skills
- Effective verbal and written communication skills
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
