Legal Counsel (Manager)

About FWD Group

FWD Group (1828.HK) is a pan-Asian life and health insurance business that serves approximately 40 million customers across 10 markets, including BRI Life in Indonesia. FWD’s customer-led and tech-enabled approach aims to deliver innovative propositions, easy-to-understand products and a simpler insurance experience. Established in 2013, the company operates in some of the fastest-growing insurance markets in the world with a vision of changing the way people feel about insurance. FWD Group is listed on the main board of the Hong Kong Stock Exchange under the stock code 1828. For more information, please visit www.fwd.com

For more information about FWD Hong Kong, please visit www.fwd.com.hk/

To provide day-to-day legal support to FWD’s Hong Kong and Macau life insurance business, with a focus on insurance products and regulatory matters, distribution support, commercial contracting, and complaints handling, ensuring that legal and regulatory risks are appropriately managed in accordance with applicable laws, regulations, and internal policies.

The Job

Insurance Products

• Support the drafting and review of insurance policy documents and related customer documentations (including policy provisions, product terms, riders, endorsements, application forms) and client facing documentations (including marketing and sales materials) to ensure compliance with applicable legal and regulatory requirements.

• Provide legal advice throughout the product development, approval, and ongoing review lifecycle.

Distribution and Business Support

• Provide legal support to various distribution channels, including tied agency, bancassurance, brokers, and direct / digital channels, covering both Hong Kong and Macau business.

• Advise on distribution-related legal issues and documentation.

Commercial Contracting

• Draft, review, and negotiate intermediary, partnership, service provider, vendor, outsourcing, and operational agreements.

• Assist with contract management processes and maintenance of standard templates.

Complaints, Disputes and Litigation Support

• Assist with complaints handling, including providing legal input on responses to customers and regulators.

• Identify potential legal or operational issues arising from complaints.

• Support litigation and dispute matters, including liaison with external legal counsel.

Other Responsibilities

• Handle any other legal-related responsibilities and ad-hoc tasks assigned by General Counsel, Legal, from time to time.

The Person

• Bachelor of Laws (LLB) or equivalent with 5-8 years post-qualification.

• Experience in life insurance or financial services with hands on experience dealing with regulators.

• Good understanding of the Insurance Ordinance, Companies Ordinance, Personal Data (Privacy) Ordinance, and relevant regulatory requirements.

• Strong drafting, analytical, and legal research skills.

• Practical, business-oriented mindset with good regulatory awareness.

• Ability to work independently and collaboratively with cross-functional stakeholders.

• Proficiency in Microsoft Office and Chinese word processing.

We offer 5-day work, 20-22 days annual leaves, excellent learning & development opportunities and an attractive package to the right candidate.

Information collected will be treated in strict confidence and used solely for recruitment purpose. The company will retain all applications no longer than 24 months of which will be destroyed thereafter. When there are vacancies in any of our subsidiaries, holding companies, associated or affiliated companies of, or companies controlled by, or under common control with the Company during that period, we may transfer your application to them for consideration of employment. We are an equal opportunity employer. We do not discriminate on the basis of race, sex, disability or family status in employment process.