Senior Product Owner, Automotive Credit and F&I

Description

Senior Product Owner, Automotive Credit and F&I — Job Description

About 700Credit

700Credit is a leading provider of credit reporting, prescreen and prequalification, fraud prevention, and compliance solutions for automotive dealers. Our technology powers the credit bureau integrations for more than 22,000 new and used dealers, as well as Powersports, RV, and Marine dealers across the country. 700Credit is part of Open Dealer Exchange, a SaaS company that connects dealerships, lenders, and F&I (Finance and Insurance) product providers through secure, real-time data exchange. We offer an excellent compensation and benefits package, and our team is based at our headquarters in Southfield, MI.

Summary

700Credit is hiring a Senior Product Owner, Automotive Credit and F&I to own the product roadmap for the SaaS solutions that dealers and F&I professionals use every day. You will set the multi-quarter vision for a portfolio at the center of the dealership finance process, including credit reporting, prescreen and prequalification, identity and fraud prevention, compliance, and lender connectivity through API integrations.

This is a strategic product management role. You will define KPIs and OKRs, make prioritization and trade-off decisions backed by data, guide competitive market positioning, and present to senior management. You will also mentor other Product Owners and partner with our Agile Transformation Office, UI/UX, Development, QA, and Compliance teams. Your work will directly support 700Credit’s growth and expansion goals.

Location: Southfield, MI | Work arrangement: [onsite/hybrid] | Employment type: Full time

Responsibilities

• Own Product Strategy and Roadmap: Set the multi-quarter vision for the dealer and F&I product portfolio, aligned with company strategy and market opportunity rather than just feature-level roadmaps.
• Serve as F&I Domain Expert: Act as the product authority on the dealership finance workflow, including credit pulls, prescreen and prequalification, compliance, identity verification, fraud prevention, and lender connectivity.
• Drive Prioritization and Backlog Management: Make the call on what gets built across competing initiatives, balancing value, dependencies, risk, and strategic fit. Create, refine, and prioritize the product backlog tied to customer requirements, and defend your decisions with data.
• Own Competitive Intelligence and Market Positioning: Maintain a current, in-depth view of the automotive credit, compliance, and F&I technology market, and translate competitor insights into roadmap decisions that extend 700Credit’s market leadership.
• Lead the Product Development Lifecycle: Manage feature development across new and existing product lines from start to finish, balancing dealer needs, compliance requirements, and market demand. Partner with Business, Development, and QA to author detailed Functional Requirements Documents and clear, testable user stories.
• Define and Track Success Metrics: Establish KPIs and OKRs upfront, then measure ROI, adoption rates, and business impact after release using tools such as Power BI.
• Lead Cross-Functional and Executive Communication: Deliver data-driven presentations to senior management and manage expectations across F&I, product design, credit reporting, and external partners including lenders and credit bureaus.
• Mentor and Advance the Product Organization: Coach other Product Owners on backlog management, story writing, and agile execution. Work with our Agile Transformation Office, which supports sprint planning and delivery practices across teams, to improve planning and delivery outcomes.

Requirements

Required Skills & Experience

• 10+ years as a Product Owner or Product Manager focused on automotive finance, F&I, lender technology, or credit and compliance solutions
• Bachelor’s degree in Business, Technology, Finance, or a related field, or equivalent work experience
• Proven strategic product ownership, including setting vision and roadmap (not just executing a backlog) and launching and growing SaaS products with measurable results
• Deep expertise in agile methodologies, credit bureau operations, and the automotive credit and F&I competitive landscape
• Experience with API integrations and managing products across web, mobile, and digital platforms, using Azure DevOps or similar tools
• Experience mentoring or leading other product professionals
• Strong track record collaborating with cross-functional teams including Marketing, Product Development, UX/UI, Strategy, and Compliance
• Strong analytical and executive-level communication skills, with the ability to turn data and market insight into clear recommendations for senior leadership

Preferred Skills & Experience

• Direct experience in automotive F&I or dealership operations, including familiarity with DMS platforms and workflows such as menu selling and deal structuring
• Familiarity with lender and credit platforms such as RouteOne and Dealertrack
• Understanding of automotive lending, risk assessment, fraud prevention, and F&I compliance frameworks such as ECOA/Reg B, GLBA, Red Flags Rule, and OFAC
• Experience with API integrations, SaaS product development, or large-scale digital transformation initiatives
• Understanding of data security standards such as PCI-DSS and the NIST Cybersecurity Framework