Financial and Insurance Risk Manager

Financial and Insurance Risk Manager  

Hybrid – a mix of home working and time in our Halifax office 

Join Covéa Insurance — An Award-Winning Place to Work 

At Covéa Insurance, we’re here to protect what matters most — from homes and vehicles to businesses and livelihoods. What truly sets us apart is our people and culture. 

We’re proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 — a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive. 

We have an exciting opportunity to join us at Covéa Insurance, where you’ll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues. 

At Covéa, we know there’s no one‑size‑fits‑all way of working. We actively support flexible hours, part‑time options and different working patterns, and we encourage open conversations about what works best for you and your life. 

The Team

The Risk team works in partnership across Covéa to support informed decision‑making and positive outcomes. We bring diverse perspectives, curiosity, and practical insight to help embed risk as a performance enabler. Our inclusive, collaborative culture encourages professional challenge, shared learning, and the development of risk capability across the business. 

What you can expect in this role 

• You’ll play a key role in shaping pricing, reserving and capital decisions by bringing thoughtful challenge, collaboration and a forward-looking view of risk 

• You’ll work closely with Pricing, Underwriting, Actuarial and Finance functions, as well as senior business leaders, helping to provide expert oversight, review and assurance 

• You’ll contribute to the development of insurance risk capability and knowledge across the Risk team, focusing on quality, collaboration and continuous improvement 

• You’ll have opportunities to learn, develop and grow within the role 

• You’ll be supported by experienced colleagues who want you to succeed 

What you might bring 

• Experience working closely with actuarial, pricing, reserving and underwriting teams within a General Insurance setting, contributing to oversight, review and challenge of key business decisions 

• Skills in general insurance pricing, reserving and underwriting, with the ability to interpret technical outputs and translate them into clear risk insight, and a willingness to learn and ask questions 

• A collaborative and pragmatic approach, with the confidence to provide constructive challenge while working closely with Line 1 teams 

• An organised, thoughtful way of working 

• A commitment to delivering great outcomes for customers and colleagues 

Not sure you tick every box? That’s okay. 

We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply -even if you don’t meet every requirement. 

Our Values 

Our values are at the heart of everything we do — and are one of the reasons we’re recognised as an award-winning place to work: 

• Standing Shoulder to Shoulder– We care, listen and support 

• Make it Happen – We act with integrity 

• Understand you – Collaboration drives success 

• Change the Game – We invest in growth 

We’re committed to building a diverse and inclusive environment where everyone feels valued and supported. 

⚖️ Flexibility That Works for You 

• Hybrid working (Halifax Office) 

• Flexible hours and working patterns 

• A genuine approach to work-life balance 

⭐ Why join Covéa? 

Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives. 

• Flexibility that truly works for you – 36.25 hours per week, flexitime, and hybrid options as standard. Whether you’re balancing family life, caring responsibilities, study, or simply work best at different times, we’re open to finding a pattern that works 

• Reward that reflects your contribution – annual pay review plus performance related bonus. 

• Time to switch off and recharge – 25–27 days’ holiday plus bank holidays, with the option to buy or sell annual leave 

• Investing in your future – a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.  

• Grow with us – access to training, professional qualifications and apprenticeships to support your development at every stage of your career.  

• A culture where you belong – employee led communities, inclusive networks and meaningful DEI action, not just words 

• Your wellbeing matters – private medical cover, 24/7 Virtual GP, health checks  and ongoing wellbeing initiatives 

• Support beyond work – mental and financial wellbeing support through our dedicated Wellbeing group 

• Everyday perks that add up – electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal 

…and plenty more to support you inside and outside of work. 

Ready to apply?